My car is about five years old and some people wonder why I still pay for full coverage insurance when I can save money and just get liability. Problem is, a lot of people either get liability because it's cheaper or they think that they are great drivers and if something happens it won't be their fault. Thing is, if something does happen and it IS your fault, you still gotta pay your insurance premium AND pay to either repair or replace your vehicle.
Conversely, a lot of people who paid attention to the draft wondered why the Redskins drafted Kirk Cousins after betting the farm on RG3. Especially when they still have Grossman on the roster. The same guy who threw 20 interceptions in 12 games last season (including four in 3/4 of a game vs. Philly). The same guy who came back after being hospitalized with pneumonia and had over a 90% QB rating the very next game. Lots of people thought that Cousins was a waste of a fourth round pick, especially since there weren't that many picks this team had left to begin with.
There are some people though who feel it was a great pick. Some say he's trade bait, some think he is a formidable backup. To have two guys on the team who can grow together... to have another young qb who can fill in for our franchise guy in the event of an injury. Then the question remains: What happens to Rex?
Minutes after Cousins was drafted the news came out about John Beck being cut. Why wasn't Rex?
He HAS been hanging around Kyle Shanahan's playbook for quite some time now. He may not make the best decisions all the time, but he does know/understand the offense. Beck was still learning a lot, and his timidity got the best of him -- he wasn't able to move the ball at all. At least with Grossman you have a partial backup plan -- just be prepared to have a couple of interceptions while the rest of the plan is working.
As useless as Grossman may seem at this point, he's the liability policy being kept on this roster until Griffin and Cousins can carry the load on their own. Rex isn't getting any younger, but the team around him is. And at some point, he will have to hit the dusty trail. But for now, he's the last resort back up plan. Just like car insurance, he's the necessary evil that you have to keep paying because one day, God forbid, you just may need to use him.
Hey, if caterers can have $1M insurance policies, why can't Shanford and Son?
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